All products

Lending Module

LoanManagement

Manage loan applications, approvals, disbursements, repayments, restructuring, and collections.

PRIMAX Platform Module

Overview

What Loan Management delivers

Run the complete loan lifecycle on a platform designed for regulated lending operations. From application and credit assessment through disbursement, repayment scheduling, collections, and portfolio monitoring — PRIMAX Loan Management supports individual, group, and commercial lending models.

Features

Loan Management features

Detailed capabilities built into this module to support regulated banking operations across Africa.

Feature 01

Loan product configuration

Set up loan types with amount limits, tenure, interest methods, fees, penalties, and collateral requirements.

Feature 02

Application & approval workflow

Route loan applications through credit review, committee approval, and disbursement authorization stages.

Feature 03

Disbursement processing

Disburse approved loans to customer accounts or external payment channels with automated ledger posting.

Feature 04

Repayment scheduling

Generate amortization schedules with fixed, reducing balance, or custom repayment patterns.

Feature 05

Collections & delinquency

Track overdue installments, apply penalties, and support field and branch collection workflows.

Feature 06

Group lending support

Manage group loans with joint liability, member contributions, and shared repayment tracking.

Capabilities

Core capabilities

Everything Loan Management includes to support your institution's daily operations.

  • Loan product configuration with flexible terms and fee structures

  • Application, approval, and disbursement workflows

  • Repayment schedules with automated due-date tracking

  • Restructuring, rescheduling, and write-off processing

  • Portfolio monitoring with delinquency and PAR reporting

  • Group lending with joint liability and member contribution tracking

Benefits

Why institutions choose this module

Operational outcomes that matter for regulated financial institutions across Africa.

End-to-end lifecycle

Manage every stage of a loan from origination to closure on one platform.

Portfolio visibility

Monitor loan performance, delinquency, and exposure in real time.

Collections support

Track overdue accounts and support field and branch collection workflows.

Ready to find your solution?

Talk with our team about the right PRIMAX configuration for your institution — from sandbox to production.