Microfinance Banks
Power inclusive lending and savings programs with tools built for regulated microfinance operations — from group lending to mobile collections and regulatory reporting.
Explore microfinance banking softwareInstitutions We Serve
PRIMAX is purpose-built for microfinance institutions, cooperatives, and other financial institutions that need reliable core banking software for savings, loans, and day-to-day operations.
Cooperative Societies
Manage member accounts, contributions, dividends, and payouts on a platform designed for cooperative governance, transparency, and member self-service.
Explore cooperative management softwareFinance Companies
Run consumer and commercial lending with end-to-end loan lifecycle management, credit scoring integrations, and compliance controls built for scale.
Explore finance company solutionsDigital Lenders
Launch and scale digital credit products with API-first infrastructure, instant disbursements, automated repayments, and real-time portfolio analytics.
Explore digital lending solutionsProduct Modules
Everything you need to run core banking
Modular capabilities that work together as a unified platform — deploy what you need today and expand as your institution grows.
Customer management
Onboard and manage customer profiles, KYC records, and account relationships across your institution.
Customer management softwareSavings & deposits
Configure savings products, deposits, withdrawals, and interest rules with full transaction history.
Savings management softwareLending & credit
Originate, disburse, and service loans with repayment schedules and portfolio monitoring.
Loan management softwareBranch operations
Operate multiple branches from a centralized platform with branch-level controls and visibility.
Branch management softwareReporting & analytics
Generate operational, financial, and management reports from live banking activity.
Financial reporting softwareLooking for the full platform overview? Explore PRIMAX core banking software or browse all product modules.
Infrastructure
Built on a resilient core banking architecture
PRIMAX connects your channels, core ledger, compliance controls, and external integrations through a single, scalable platform designed for regulated financial institutions.
Channels
Web PortalMobile AppBranchPartner API
PRIMAX Core Platform
Ledger EngineAccount ManagementProduct RulesWorkflow Engine
Operations Layer
KYC & ComplianceAudit LogsReportingAccess Control
Infrastructure
Secure DatabaseEvent BusIntegrationsDisaster Recovery
99.9%
Platform uptime SLA
Multi-tenant
Institution isolation
Real-time
Transaction processing
API-first
Integration architecture
API Platform
Build on banking infrastructure with developer-grade APIs
Integrate core banking capabilities into your products with well-documented REST APIs, webhooks, and a full sandbox environment.
Secure authentication
API keys, OAuth, and scoped access tokens for every integration.
Event webhooks
Real-time notifications for transactions, KYC updates, and loan events.
Full documentation
Reference guides, SDKs, and sandbox examples for faster integration.
RESTful APIs
Predictable endpoints for accounts, customers, loans, and payments.
api.primax.com.ng
curl -X POST https://api.primax.com.ng/v1/accounts \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"customer_id": "cus_8f2k9x",
"product": "savings_basic",
"currency": "NGN"
}'→ 201 Created · account_id: acc_3m7k2p
POST /v1/accountsGET /v1/customersPOST /v1/loansPOST /v1/disbursementsGET /v1/transactionsPOST /v1/kyc/verify
Security & Compliance
Enterprise-grade security for regulated institutions
PRIMAX is designed with the controls, auditability, and data protection standards that financial institutions and their regulators expect.
Trust by design
Security is embedded at every layer of the platform.
- Role-based access control
- Immutable audit trails
- Encryption for data in transit
- Maker-checker operational workflows
Learn more on our security and operational control page, or review pricing and trial options.
Regulatory readiness
Built for institutions operating under financial services regulations with configurable compliance workflows.
Encryption at rest & in transit
End-to-end encryption protects customer data, credentials, and financial records across the platform.
Role-based access control
Granular permissions ensure staff access only what their role requires — with full audit visibility.
Audit trails
Immutable logs capture every action, change, and transaction for internal review and regulatory reporting.
Transaction monitoring
Configurable rules detect unusual activity and support AML and fraud prevention programs.
Data residency & isolation
Multi-tenant architecture with institution-level data isolation and configurable retention policies.
Testimonials
Trusted by institutions across Africa
Hear from clubs, foundations, microfinance banks, and cooperatives running core banking operations on PRIMAX.
“PRIMAX gave us a single view of member contributions, investment allocations, and returns. What used to take days of manual reconciliation now happens in real time — our members trust the numbers because the platform makes everything transparent.”
Adaeze Okonkwo
Club Secretary & Operations Lead
Horizon Investment Society
“As a foundation managing grants and beneficiary programs, we needed strict controls and clear audit trails. PRIMAX helped us standardize disbursements, track project funds, and produce reports our board and regulators can rely on.”
Ibrahim Musa
Director of Finance
Al-Birr Foundation
“From loan origination to collections and branch reporting, PRIMAX replaced fragmented tools with one core system. Our field officers and branch managers work on the same platform — portfolio quality and turnaround time have both improved.”
Chioma Eze
Head of Operations
Dova Microfinance
“Member savings, contributions, and dividend calculations are at the heart of what we do. PRIMAX understands cooperative workflows — member statements, meeting-ready reports, and role-based access for our elected officials work seamlessly.”
Yusuf Abdullahi
Cooperative Manager
Al-Muslihoon Cooperative
Onboarding
From request to production in five clear steps
A structured onboarding process designed for regulated institutions — with dedicated support at every stage.
1
Get Started
Create your workspace account and submit your institution details to begin onboarding.
2
Review
Our team reviews your application, use case, and regulatory profile to ensure platform fit.
3
Sandbox
Access a full sandbox environment to test APIs, configure products, and validate workflows.
4
KYC
Complete institutional verification, compliance checks, and contractual agreements.
5
Production
Go live with dedicated support, monitoring, and a phased rollout plan for your institution.
Ready to get started?
Most institutions complete sandbox onboarding within 2–4 weeks.